Would recommend. by As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… Written on: 11/05/2012 by putters78 (1 review written) Fast, friendly, simple and efficient - I was very impressed with the service that I received from Ratesetter. Read Full Review, I used Ratesetter for a car loan and the service was fantatstic. Oh dear! Quick and efficient. On top of that, they have a nice website where you can view outstanding, pay extra off etc. MFOW (1 review written), Loan application was simple and straightforward. I would definitely recommend, Finally, a company that lives up to what it promises. Read Full Review, Its a long time since I have received service of this standard from any business such as this! The sale follows the announcement in August that RateSetter will focus on consumer finance. Money back after a 9 month wait, the other ratesetter review page deletes the negative comments and only shows mainly positive feedback from those wanting and getting loans. I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. by They were so good at complying with how busy I am. !… Read Full Review, Fast, easy and a good rate. by I received an excellent service with a great rate. A simple online process followed by professional, helpful personal contact. Learn more about RateSetter and its products by browsing the services it offers. Poor Service -could do better! Read More, " RateSetter acts as an intermediary, matching up all the lovely people who want to lend their money with those who want to borrow it! Loans … This ended with the computer unable to confirm my id. This kind of technical niggle is really off putting! BE CAREFUL !!! Some of RateSetter’s own clients are on board too! You can also read our community reviews and hear what others have to say about their experience with RateSetter. (2 reviews written), by And I was checking the withdrawal options regularly to see the rates and the best time I can sell all my investment with maybe a little loss. Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, Funded my Europe trip with IndusInd Bank personal loan It highlighted registration and login information to aid setting up my new personal account with RateSetter. by The fact of the matter is that there never were and never will be guarantees that you could withdraw your money always and instantly. I have been investing in Ratesetter’s loans since early 2015. I will definately be recommending ratesetter to friends and family… I seem to have went backwards. Needed a top up to buy the car I wanted. Read Full Review, Written on: 07/01/2015 " Read Full Review, I have to say this is the first time I have ever used this company and I have received excellent service. I have been with Ratesetter several years and have invested mainly in the … Read Full Review, " Personal loans for me isn’t fundamental towards my success, but very helpful. AVOID !!! Made up!! The platform features a provision fund designed to cover any … In the past I’ve taken out personal loans, car loans … I am really put off Ratesetter by this comment! 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. A loan tailored to you Whether you are looking for a personal loan to tidy up your finances, buy a car or carry … Useful. Thank you… Zero to complain about, not the usual financial service. Compare loans and lenders and decide if RateSetter is right for … Everything happened easily and quickly. I can just say one big THANK YOU. Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … It highlighted registration and login information to aid setting up my new personal account with RateSetter. They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. Worst Lender For Personal Loans Sentaiwarrior Finally I found A day that market rate was 4.1% and my loan rate is 5% so if I can sell my loan… First of all the interest rates were fantastic. Good Rate. Read Full Review, What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! I tried to open an account in my name. I have a special love for Ratesetter as it took my peer to peer lending virginity without … RateSetter is authorised and regulated by the Financial Conduct Authority (ref. (1 review written), Ratesetter have serious problems with their website and the help line is useless. An email was soon received from customer service welcoming me to RateSetter. Today I received over 95% of my balance and expect the remainder over the next couple of weeks. It mostly targets borrowers in the prime lending … Great company, simple quick process and what’s really important is that RateSetter do what they say “exactly” how often can you say that about your lender.5* service at very competitive rate . (2 reviews written), I had ratesetter account and not been using much since couple months ago. I have a good chunk of my diversified portfolio with RateSetter, they are one of my largest lending … AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. Reply. RateSetter for personal loans up to £25,000. Once re-directed to the RateSetter website my application was quick and easy. The website refused to accept the application because it claimed already to have… It was very quick and simple to apply and the loan was approved immediately. The substantial provision fund also provides peace of mind. RateSetter is a trading name for Retail Money Market Limited (company no. Read Full Review. Read Full Review, Written on: 11/12/2013 Robster500 manchesterred33 My loan offer was excepted and was extremely easy and quick to do online. THIS IS MY SECOND LOAN WITH RATESETTER… Great manner and attitude of staff and a price that was right. Launched in 2010, RateSetter is a peer-to-peer platform offering fast and competitive fixed-rate loans of up to £35,000 online. Try as I might, there was absolutely nothing that I could think to dislike!… I start transfer money to rate setter and I invest total of £22,500. When I didn't need a loan I was being offered the best rates available. RateSetter is a marketplace based in London, . In part one of our Ratesetter review, I talked about the frustration I have had personally when investing in Australia and looked to Ratesetter as an alternative.. Then I showed how easy it is to sign up to and start investing. It was also easy to settle the loan a few months later without any fuss or hassle. RateSetter is part of Metro Bank, but everything to do with your loan will be managed through us. Highly recommend. (2 reviews written), Ok I have 4 loans one big one and 2 small ones. I would recommend and use RateSetter for future personal loans. Thank you rate setter, I'm now £500 a month better off! The process was very simple and took minutes to complete. RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. Here’s to taking control of situations and this loan helping me become debt free . Great service! i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! This is a very good feature and played an important role in my selecting RateSetter to borrow from. by Thank you. A Light In a Dark Place Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… The online form was user-friendly to complete. Not to be put off i called again, this time a pleasant lady answered but couldn't navigate the web site-i had to show her from my laptop!! I came across them on Moneysupemarket … Read Full Review, Written on: 10/12/2013 Then Ratesetter, who I had one loan with already, found out through… This is the first time I have taken a loan and couldnt be happier. dazam Kaygisiz The rolling 1 month … " i won't be investing… >>> If you Want to Borrow Money from Ratesetter Click Here <<< However, many questions remained. RateSetter is a trading name for Retail Money Market Limited (company no. !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. No fuss… I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. 4.6. The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. Read Full Review. It accepts a wide range of personal borrowers, but every borrower needs to show that they can afford the loans. A free inside look at company reviews and salaries posted anonymously by employees. A flexible and fun way to match lenders with borrowers. say Ratesetter sits proudly at number one spot on my list. RateSetter Review. RateSetter lenders review – Reviews of RateSetter peer-to-peer loans from a lender perspective. Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. I was not going to allow them to make money lending my money if they can't help me when I ask, A very quick, professional, simple & efficient way of getting a loan. (1 review written), Ratesetter from an investors viewpoint. Follow my step by step guide to saving with RateSetter. Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Therefore, part two of our review … And my loan was approved within minutes. " by Peer to Peer Lending from RateSetter 4.90 from 5042 reviews. RateSetter's standards are reassuring for all types of lending. So took my money out. Easy application process.Speedy confirmation.Very pleased. What was there to dislike? Clearly they both, wanted to help as well as wanting the business. The number of recent negative reviews of RateSetter is quite astonishing and unjustified. I am extremely happy with the loan amount, the monthly repayments and the overall interest that was included. No problems at all throughout the whole process, so I could definitely recommend and would use again… Read Full Review, Written on: 05/12/2013 I sell on Amazon, earning a full time income working just 7 to 10 hours per week. Car Fiance. Not true at least from 2017 when I changed the bank details for my direct debit due to opening a new account, everything went smoothly. A totally seamless process. Summary – RateSetter Review. RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … Very simple procedure to follow with a decision in minutes and transfer of funds to my account within 24 hours so I can get down quickly… I would strongly recommend to others… Simple to use, highly efficient response. MFOW (1 review written). 722768). Written on: 11/04/2014 The computer told me to call the help line. Share. manchesterred33 But after just two months later I needed that money urgently and I decided to draw without paying too much fees. RateSetter is authorised and regulated by the Financial Conduct Authority (ref. RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! RateSetter Australia Reviews 944 • Excellent . 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